A Wind Mitigation report is required by an insurance underwriter in order to verify or deny the existence of wind-resistant characteristics of a home that allow the house to stand up better in the event of a storm.
A Wind Mitigation in Tampa check should last between 30 and an hour. The inspector will inspect your house and assess the condition of your roof decking, shingles as well as the roof to wall connection, roof permits shutters, roof shape and, if applicable, another water barrier.
It is essential to realize that your inspector cannot decide what credits you can earn. The inspector will only be able to record what he’s able to capture and record. They are simply collecting information.
A thorough search of public records is carried out to discover and document the final roofing permit that is on file. Sometimes, the appropriate authorities don’t have the documents we’re searching for. They may be damaged, lost or just absent. A local government has lost all its records during an incident. Keep Your Paper Work.
It is recommended that you supply all necessary documents that you may need, including permits information regarding your house (to include the following: Roof, Windows, Doors, Shutters, and Garage Doors)
The inspector must inspect the shutters (if there are any). They will want to record the fact that they’re “rated” or stamped that they have been checked in the field of Large Missle Impact or for use in the HVHZ (high velocity hurricane zone).
The inspector must have access to the attics of all types. This is essential! One of the most important discounts you can get will depend on the way that your roof is linked to your walls. If the inspector doesn’t recognize it, they won’t be able to take a picture of it, and you won’t be able to get discounts for it.
If you’ve previously had a wind-related inspection, be sure to inform the person who did the inspection know about it and give an original copy, if you can. This will allow him to help you as well as your insurance agent decide what’s best for both you and your policy.
The inspector will have to capture all four sides of your house. Prepare! Are you free of clutter or damaged? Keep in mind that these photos will be sent to the insurance underwriter. They will need to prove that you have maintained your house in a timely manner.
If you are experiencing doubts or concerns or feel there’s something wrong. Call the inspector to discuss your concerns. Be aware that the inspector would like to ensure that you get lower insurance premiums just as as you would like. Lower rates on insurance make you happy, which will make him satisfied! So, work in conjunction with your agent and inspector to collect all the necessary documentation necessary to guarantee an accurate inspection.
